iCIC 4.5.2

NATIONAL CREDIT INFORMATION CENTRE OF VIETNAM – Freeware – iOS
out of 42 votes

The application is developed by the Credit Information Center of Vietnam (CIC). Through this application, borrowers can easily research and choose credit packages, and apply for funding needs at suitable credit institutions, saving travel costs and time when using banking services. It facilitates access to bank loans more easily and quickly. Users can access their personal credit reports to receive the most accurate credit assessment and rating from CIC. This allows individuals to receive advice on improving their credit score/rating.

Overview

iCIC is a Freeware software in the category Business developed by NATIONAL CREDIT INFORMATION CENTRE OF VIETNAM.

The latest version of iCIC is 4.5.2, released on 07/07/2024. It was initially added to our database on 03/21/2024.

iCIC runs on the following operating systems: iOS.

Users of iCIC gave it a rating of 3 out of 5 stars.

Pros

Provides easy access to credit information for both consumers and financial institutions.
Helps in improving credit scoring and lending decisions by providing comprehensive credit reports.
Enhances transparency in the lending process, thereby increasing trust between lenders and borrowers.
Facilitates better financial management for individuals with tools to monitor their credit status and track changes.
Reduces the risk of over-indebtedness by providing borrowers with clear insights into their credit standings.

Cons

Limited availability of services outside Vietnam may restrict its usefulness for expatriates or international businesses.
Data accuracy may vary, leading to potential misunderstandings or disputes regarding credit scores.
Insufficient customer support services can lead to difficulties in resolving issues related to credit reports or access.
User interface may be complex for those who are not tech-savvy, making navigation difficult for some individuals.
Potential privacy concerns, as sensitive information is stored and processed by a centralized entity.

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